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Nevada Federal Credit Union
  
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Current Rates

Loan Rates
(Annual Percentage Rate is accurate as of 11/7/2009 6:26:41 AM)

Loan Type APR1
Cars/Trucks – Purchase or Refinanced 5.99% – 17.99%2
Visa® Platinum Credit Card 6.90% – 10.90%3
Visa® Gold Credit Card 10.90% – 12.90%3
Visa® Classic Credit Card 13.90% – 17.90%3
First Term Airman Visa® Credit Card 17.99%3
Quickline Line of Credit 18.00%
SelectLine Line of Credit 8.25%4
Signature Loans 8.25%4
Mortgage Check Rates
Home Equity Line of Credit 4.00%6
Second Trust Deed (Up to 180 months) 6.50% – 7.75%5
New Motorhomes, Boats & Trailers as low as 9.00%
Used Motorhomes, Boats & Trailers (Maximum Age: 8 years) as low as 10.00%
New Motorcycles (2009 – 2008) 6.50% – 10.75%2
Used Motorcycles (2009 – 2007) 6.50% – 12.00%2
New Recreational Equipment (2009 – 2008) 7.00% – 15.50%2
Used Recreational Equipment (2009 – 2007) 7.25% – 16.00%2

All rates are Annual Percentage Rates. Other terms and conditions may apply, ask for details. Rates are accurate at time of publication. All rates subject to change.
1 APR = Annual Percentage Rate
2 Auto Loan Rates are determined by individual credit standing, collateral age, collateral value, and loan term.
3 Visa® rates are determined by credit standing and Visa® card types.
4 8.25% rate is variable at 5% over Prime Rate, adjusted quarterly, not to exceed 18% Annual Percentage Rate.
5 Second Trust Deed rates are determined by individual credit standing and loan to value.
6 Rate is priced at Prime Rate (with a floor of 4.00%), adjusted quarterly, not to exceed 18% Annual Percentage Rate.

 

Savings Rates
(Annual Percentage Yield is accurate as of )

Tier 1 Type* Minimum Balance
To Earn Dividends		 Dividend Rate APY**
MoneyMaker *** $5,000 – $24,999.99 0.25% 0.25%
MoneyMaker $25,000 – Up 0.50% 0.50%
MoneyMaker IRA $0 – $24,999.99 0.25% 0.25%
MoneyMaker IRA $25,000 – Up 0.50% 0.50%
Preferred Money Market $0 – Up 1.00% 1.00%
Tier 2 Type Minimum Balance
To Earn Dividends		 Dividend Rate APY**
MoneyMaker *** $5,000 – $24,999.99 0.15% 0.15%
MoneyMaker $25,000 – Up 0.25% 0.25%
MoneyMaker IRA $0 – $24,999.99 0.15% 0.15%
MoneyMaker IRA $25,000 – Up 0.25% 0.25%
Preferred Money Market $0 – Up 1.00% 1.00%

* To earn the Tier 1 rate, you must have qualifying active account. View active account criteria.
Members under 18 earn the Tier 1 rate.
** APY = Annual Percentage Yield
*** Minimum $5,000 to open account.

 

T-Flex Certificate
Minimum Balance $10,000
(Annual Percentage Yield is accurate as of )

Type Minimum Balance
To Earn Dividends		 Dividend Rate APY**
1 year T-Flex Certificate $10,000 – $99,999 0.75% 0.75%
1 year T-Flex Certificate Plus $100,000 – Up 1.00% 1.00%

* A T-Flex Certificate is a 12-month Regular Share Certificate.
** APY = Annual Percentage Yield

Yield is variable and subject to change. If a withdrawal brings your T-Flex Certificate balance below $10,000, the account will be subject to an early withdrawal penalty.

 

Regular and IRA Share Certificates
Regular and IRA Share Certificates Minimum Balance $1,000
(Annual Percentage Yield is accurate as of )

Tier 1 Type* Dividend Rate APY**
3 Month 0.25% 0.25%
6 Month 0.50% 0.50%
1 Year 0.75% 0.75%
2 Year 1.00% 1.00%
3 Year 1.50% 1.51%
4 Year 2.00% 2.02%
Tier 2 Type Dividend Rate APY**
3 Month 0.15% 0.15%
6 Month 0.25% 0.25%
1 Year 0.50% 0.50%
2 Year 0.75% 0.75%
3 Year 1.00% 1.00%
4 Year 1.25% 1.26%

* To earn the Tier 1 rate, you must have a qualifying active account. View active account criteria.
Members under 18 earn the Tier 1 rate.
** APY = Annual Percentage Yield

Minimum balance to earn dividends on share certificates is $1,000. Ask for more information regarding fees and terms on savings, checking and certificate accounts. A substantial penalty is assessed on funds withdrawn prior to maturity on all certificate accounts. All savings, checking and certificate rates are variable and subject to change by the Board of Directors. Fees or other conditions could reduce the earnings on accounts.